The list of available merchants is at, but for manufactured spending CVS is most useful. Where do I get this 5% back? Where is this useful for manufactured spending? ![]() That and it may require you to call Blackhawk Network, a place notorious for having awful customer service, to get things straight. The use of these cards profitably involves one more step than the typical VGC -> MO -> Bank loop. The general consensus is that free money is best money! That means manufactured spending not at a cost, but at a profit. Why should I care about these versus other gift cards? īecause if you're willing to put in the work, these cards can always be profitable. Starting in August 2016, a new form of Visa Gift card began to pop up in the racks at Office Max, Office Depot, Lowes, and Winn-Dixie that had a promise of 5% back when spent at certain merchants - the Five Back Visa Gift Card: A potentially lucrative local form of Manufactured Spending We'll leave this article up for history's sake. You're better off finding cheaper $200 load options. Why wouldn't I want to do this?Īs many of the most useful vendors have left the Five Back program - CVS, KMart, and Staples - the math just doesn't add up anymore. 2.8 So what do I do with a stack of cards with $10 on them?.2.6 Wow, that's a good deal.but I don't have a 5x earning card.2.5 That seems like a lot of work, is it worth it? What does it net me?. ![]() 2.4 Okay, I'm willing to give it a shot.2.3 Where do I get this 5% back? Where is this useful for manufactured spending?. ![]() 2.1 Why should I care about these versus other gift cards?.2 A potentially lucrative local form of Manufactured Spending.
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